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Presented by
Jill Miller |
55 Saratoga Street, Lido Beach, NY, 11561 | $38,000
Summer by the ocean awaits you. The month of August is your time for beachside living. With just two houses separating you from the dunes of Lido Beach and the ocean beyond, you will relish both the views and the breezes, This centrally air conditioned home has five bedrooms and three bathrooms, den with a fireplace, an eat in gourmet kitchen and formal dining room. The expansive deck with an outdoor shower, gas grill and dining area provide the perfect setting for summer evenings. The privacy of the third floor deck with views of the ocean and sounds of the waves breaking will bring you unmatched serenity. One of the five bedrooms is on the first floor as is one of the full bathrooms. The large driveway can accommodate five cars. Along with beachside living you will have the Lido Golf Course, tennis, pickle ball and parks to make your summer complete, All of this is within commuting distance to NYC by LIRR or car. The expansive white sandy beaches have lifeguards in season and surfing is permitted in designated areas. You can continue that summer feel by extending your vacation beyond Labor Day into September and October.
Features
- Type: Single Family
- Rooms: 10
- Bedrooms: 5
- Baths: 2 full / 1 half
- Style: Colonial
- Year Built: 1967
- Garage: Driveway
- Heating: Natural Gas, Baseboard
- Cooling: Central Air
- Basement: Crawl Space
- Acreage: 0.14
- Water Front: Yes
- Elem. School: East Elementary School,Lido Elementary School,Lindell Boulevard School,West Elementary School
- Middle School: Long Beach Middle School
- High School: Long Beach High School
- School District: Long Beach
- Pet Policy: Call
- Appliances: Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer
- MLS#: 3542157
- Days on Market: 59 days
- Website: https://www.raveis.com
/prop/3542157/55saratogastreet_lidobeach_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Jill MillerStrategic Growth & Sales Manager
914.589.3759
Jill.Miller@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Matthew DeMariaVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 147983
845.290.3871
Matthew.DeMaria@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Alex FerroInsurance Sales Director, William Raveis Insurance
203.610.1536
Alex.Ferro@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
55 Saratoga Street, Lido Beach, NY, 11561
$38,000
Jill Miller
Strategic Growth & Sales Manager
William Raveis Real Estate
Phone: 914.589.3759
Jill.Miller@raveis.com
Matthew DeMaria
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $30,400 | $30,400 | $30,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $210 | $202 | $261 |
| Total Monthly Payment | $285 | $277 | $336 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535